Multi-factor authentication (MFA) adds a second layer of security to your account. Once enabled, you will need to verify your identity each time you log in and before completing any debit transaction — including Naira, GHS, and USD withdrawals, Buy Crypto, and bill payments.
Breet supports two MFA methods: Email OTP and Authenticator App.
Enable Email OTP
Tap "Profile" on the home screen.
Tap "Security Settings".
Tap "MFA Authentication".
Toggle on "Email OTP".
Enter the verification code sent to your registered email address.
Tap "Submit".
Email OTP is now active on your account.
Please Note: Once enabled, you will be asked for an email OTP on every login and before every debit transaction.
Enable Authenticator App
Before you begin, download an authenticator app on your phone such as Google Authenticator or Authy.
Tap "Profile" on the home screen.
Tap "Security Settings".
Tap "MFA Authentication".
Tap "Continue" on the MFA Authentication screen.
Scan the QR code with your authenticator app. Alternatively, tap "Copy" next to the Time-Based Setup Key and paste it manually into your app.
Tap "Continue", then enter the one-time code from your authenticator app.
Save your 10 recovery codes. Tap "Download" or "Copy" to save them, check "I have saved these codes in a safe place", then tap "Continue".
Authenticator App MFA is now active on your account.
Please Note: Each recovery code works only once. Store them somewhere safe. If you lose access to your authenticator app and no longer have your recovery codes, contact support via in-app chat or email support@breet.app. See: How to Use Recovery Codes
Disable MFA
Tap "Profile" on the home screen.
Tap "Security Settings".
Tap "Multi-Factor Authentication (MFA)".
Toggle off your active authentication method.
Enter the 6-digit code from your authenticator app or email.
Tap "Submit".
MFA is now disabled on your account.
Please Note: Disabling MFA reduces your account security. We recommend keeping at least one MFA method active at all times.