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How do I create and fund Virtual Bank Account.

Learn how to fund your account directly from your bank account.

You can fund your Naira wallet via direct local bank transfer to a Virtual Bank Account (VBA) created specifically for your business.

  1. Tap "Fund Wallet" from your dashboard.

  2. Select "Naira Bank Transfer" as your funding method.

  3. Tap "Generate Virtual Account".

  4. Enter your Director's BVN and Date of Birth. This is a one-time requirement.

  5. Your VBA will be generated with your registered business name as the account name.

  6. Transfer Naira to the generated account details from a bank account linked to your BVN. Your wallet is credited once the transfer settles.

Please Note: A fee of 1.5% applies to all Naira top-ups via bank transfer, capped at ₦1,000. Your VBA is unique to your business account and can be reused for all future top-ups without re-entering your BVN.

Only send in deposits from accounts linked to your BVN as third party top ups is not allowed.

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