By default, when you sell crypto on Breet, the value is credited to your Naira or Cedis wallet. With the Hold Crypto in USD option, you can choose to have your crypto sales credited to your USD wallet instead.
This gives you more flexibility — your balance stays in USD until you are ready to convert or withdraw it. You can wait for a better rate or simply hold your funds in a more stable currency.
What can I do with my USD balance?
Withdraw to your Naira or Cedis wallet.
Withdraw directly as USDT or USDC to an external wallet address.
Send to another Breet user. See: How Can I Send Money to Another Breet User?
Is there a limit on how much I can hold in USD?
No. You can hold any amount in your USD wallet.
Are there fees for withdrawing from my USD wallet?
No fees apply when withdrawing to Naira or Cedis. A network fee applies when withdrawing as USDT or USDC.
What is the minimum conversion from USD to local currency?
The minimum amount you can convert is $2. There is no maximum limit.
How to enable Hold Crypto in USD
Tap the "Profile" icon at the bottom right of your home screen.
Tap "Crypto Settings".
Find "Hold Crypto in USD" and toggle it on.
Once enabled, the value of any crypto you sell will be credited to your USD wallet instead of your Naira or Cedis wallet. To disable it, follow the same steps and toggle it off.