A Virtual Bank Account (VBA) gives your business a dedicated account number for funding your Naira wallet via local bank transfers. Once created, you can reuse the same account details for future top-ups.
How to create your Business Virtual Bank Account
Log in to your dashboard and click Fund Wallet.
Select Naira Wallet.
Choose Naira Bank Transfer as your funding method.
Click Generate Virtual Account.
Enter your director's BVN and Date of Birth. This is only required the first time you create your VBA.
Your Virtual Bank Account will be created using your registered business name.
Funding your Business Naira wallet
Transfer funds from a bank account linked to the director's BVN to your Virtual Bank Account. Your Naira wallet will be credited once the transfer is successful.
Please note
Your business Virtual Bank Account is unique to your business and can be reused for all future Naira top-ups.
A 1.5% fee applies to Naira top-ups via bank transfer, capped at ₦1,000.
Only transfers from bank accounts linked to the director's BVN are supported. Third-party deposits are not accepted.